Greener Homes Alliance
Supporting SME developers to build energy-efficient homes for a greener future
About the Alliance
Reimagining real estate for a greener future
In partnership with Homes England, we’re making it easier for SME developers to build high-quality, energy-efficient homes. Since 2021, we’ve committed over £150m to more than 550 homes across the UK.
Key achievements
550+
New homes funded
40%
EPC A rated
100%
SAP 85+
Loan details
For clients securing the loan against a home they currently live in or intend to live in.
£2m-£20m
Loan size
70%
Max. LTGDV
9.00% p.a.
Starting rate (pre-discount)
Sustainability discounts
The more sustainability criteria a project meets, the greater the interest rate discount:
- 1.25% discount – for 4 criteria
- 2% discount – for 6+ criteria
Phase 2 criteria includes:
- Fossil fuel-free homes (mandatory)
- Average SAP score 85+ (mandatory)
- Reduced water usage
- Increased biodiversity
- Zero Bills Homes
How it works
We move fast – with a streamlined process designed to get deals done.
Enquire and apply
Contact us to discuss your project
Property valuation and quantity survey
From our pre-approved panel of surveyors
Offer and legal review
With your solicitor
Loan completion
Draw down funds
To carry out the works
Meet the team
Contact our commercial bridging specialists for more information.
FAQs
What is your minimum loan size?
Our minimum loan size depends on the type of development project you’re working on. Feel free to reach out to our team, and we’d be happy to provide more specific information tailored to your needs.
Is your capital 100% discretionary, and do you have any third-party signoffs?
Yes, our capital is fully discretionary, and we don’t require any third-party signoffs.
Do you pay broker fees?
Yes – we pay broker fees for successful loan introductions.
Do you provide VAT loans?
Yes, we do provide VAT loans for eligible development projects. Just let us know, and we can discuss the details.
Do you lend against market value or purchase price?
We lend against the market value of the property.
Do you offer fixed or variable rates?
We offer both fixed and variable rates, so you can choose the one that best suits your needs and loan type.
Do you offer equity?
Yes, we provide equity for eligible development projects.
Explore more ways we lend
From bridging and development to buy-to-let, we finance a range of property projects. Discover all our specialisms below.
Bridging
Short-term, fast and flexible finance for acquisitions, refinances and equity release.
Development & refurbishment
Helping projects break ground and grow in niche sectors and regional hotspots.
Buy-to-let
Straightforward funding solutions tailored to landlords’ portfolios and future plans.