Commercial bridging loans
Short-term loans for acquisitions, equity release and refinancing across all commercial asset types
What we offer
Bridging finance for commercial property
Our expert team includes chartered surveyors and experienced lenders who structure tailored finance for:
- Acquisitions, refinances, and equity release
- Turnaround situations and vacant properties
Loan details
For clients securing the loan against a home they currently live in or intend to live in.
£1m
Minimum loan size
0.85% p.m.
From rate
70%
Max LTV
How it works
A simple step-by-step process – from enquiry to funding.
Apply for an Agreement in Principle
It may require a mortgage broker
Submit full application
We’ll assess your client and the property
Property valuation
From our panel of pre-approved surveyors
Offer and legal review
Managed by your solicitor
Loan completion
Funds released
Properties we lend on
Available for qualifying loans:
- Retail units
- Offices
- Industrial estates and wharfs
- Hotels and serviced apartments
- Purpose-built student accommodation
- Land with planning
Whether it’s a 5-star hotel or a vacant industrial site, we bring deep sector knowledge and flexible lending to meet your client’s needs.
Meet the team
Contact our commercial bridging specialists for more information
FAQs
What is your minimum loan size?
Our minimum loan size varies depending on the type of commercial project you’re working on. Get in touch with our team, and we can provide the details that suit your project.
What types of loans can I introduce to Octopus?
You can introduce a variety of loans to Octopus, including commercial mortgages, bridging loans, and development finance. We’re happy to discuss which options best meet your client’s needs.
How does Octopus ensure the security of my client’s information?
We take the security of our client’s information very seriously and have strong measures in place to protect it.
What is the average time taken to complete?
The time to completion can vary depending on the loan type and application complexity. Contact our team, and we’ll be happy to give you a more accurate estimate based on your situation.
What are your interest rates and fees?
Our interest rates and fees depend on the loan type and the borrower’s specific circumstances. Please check our website or contact our team for detailed, up-to-date information.
How can I apply for a commercial loan?
You can apply for a commercial loan by filling out the application form on our website or contacting our team directly to have them guide you through the process.
Do I need to pay for a solicitor?
Yes, you’ll need to instruct a solicitor to handle the legal aspects of your loan application. They’ll help ensure everything goes smoothly.
Explore more ways we lend
From bridging and development to buy-to-let, we finance a range of property projects. Discover all our specialisms below.
Bridging
Short-term, fast and flexible finance for acquisitions, refinances and equity release.
Development & refurbishment
Helping projects break ground and grow in niche sectors and regional hotspots.
Buy-to-let
Straightforward funding solutions tailored to landlords’ portfolios and future plans.