Enviro-let loans
Finance for EPC upgrades – with flexible options and further advances
What we offer
Green lending for buy-to-let landlords
Enviro-let supports landlords improving the energy efficiency of their properties – with access to further advances and payment holidays during improvement works.
Loan details
6.99% p.a.
From rate
70% + 5%
Max. LTV for EPC works
£50,000
Min. loan size
How it works
A simple step-by-step process – from enquiry to funding.
Apply for an Agreement in Principle
It may require a mortgage broker
Submit full application
We’ll assess your client and the property
Property valuation
From our panel of pre-approved surveyors
Offer and legal review
Managed by your solicitor
Loan completion
Funds released
Consumer Duty
We meet all Consumer Duty regulations, ensuring transparency and good customer outcomes.
Meet the team
Get in touch with one of our team to find out more
Steve Matthews
Head of Residential Lending
Alex Alexandrou
Head of Residential Sales
Stephen Christmas
Business Development Manager
Dan Rhodes
Business Development Manager
Becky Dixon
Business Development Manager
Joe Reynolds
Internal Business Development Manager
Lotty Teague
Internal Business Development Manager
Get in touch
Looking to secure a buy-to-let mortgage for your client? Let’s talk.
Call us
0800 294 6850
Email us
Agreement in Principle (AIP)
Start by submitting the relevant enquiry form
Get an AIP for an individual
Get an AIP for a regulated individual
Get an AIP for a company
FAQs
What types of finance do you offer?
We offer a range of finance options, including Buy-to-Let Finance, Regulated and Unregulated Bridging, and Light Refurbishment Finance.
How do I find out the balance of my loan?
You can easily find your loan balance by requesting a statement from our team. Just email us at [email protected], and we’ll assist you.
Can I redeem my loan early before the expiry date?
Yes, you can redeem your loan early. Just keep in mind that there may be early redemption charges, depending on your loan product. For more details, check your loan agreement. You’ll also need to instruct a solicitor to handle the removal of our charge at the land registry.
What happens at the end of my mortgage term?
We’ll contact you about six months before your mortgage term ends to discuss your exit plan. Please keep us updated if your contact details change.
When can I receive my drawdown funds for a refurbishment loan?
The agreed funds will be released in stages once we get a monitoring report from our asset manager and receive a completed drawdown notice from you.
Can I extend my loan term end date?
We don’t offer extensions on the fixed-rate period, but if you’re looking for alternatives or new options, just chat with our team, and we’ll help explore your possibilities.
Can I update my personal information?
Yes, keeping your information up to date is important. Please let us know if anything changes, such as your address or Direct Debit details, so we can make sure everything is accurate.
What happens if I cannot make my payments or if I am experiencing financial difficulty?
We understand that life can be unpredictable, and we’re here to help. If you’re facing financial difficulties, please get in touch with us as soon as possible so we can work together to find a solution.
Explore more ways we lend
From bridging and development to buy-to-let, we finance a range of property projects. Discover all our specialisms below.
Bridging
Short-term, fast and flexible finance for acquisitions, refinances and equity release.
Development & refurbishment
Helping projects break ground and grow in niche sectors and regional hotspots.
Buy-to-let
Straightforward funding solutions tailored to landlords’ portfolios and future plans.