Development & refurbishment finance

From regional schemes to large-scale projects, we fund developments that create real impact

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Helping projects break ground and grow

We support housebuilders and developers across the UK. Our loans are designed to meet the needs of each project, with flexible terms, fast turnaround times and specialist support throughout the build.

Our development finance options

We lend from £1 million to £100 million across residential and student accommodation schemes, as well as offering discounted finance through the Greener Homes Alliance.

Development loans

Funding for the construction of small housing developments through to large-scale schemes. 

  • Loans from £5m to £100m 
  • Up to 65% LTGDV 
  • 12–36 month terms
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Greener Homes Alliance

In partnership with Homes England, this initiative supports developers building energy-efficient homes. 

  • Loans from £2m to £20m 
  • Discounted rates for high EPC performance (SAP 85+) 
  • Additional sustainability criteria apply
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Refurbishment loans

Support for modernising or retrofitting secondary residential assets as part of a development project.

  • Loans up to £1m+ 
  • Up to £200k of works funded 
  • EPC-linked rate discounts available
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Team experience

Specialist support from start to finish

Our development lending team brings deep sector knowledge and experience in funding complex, high-value projects across the UK. We remain hands-on throughout the project – from initial terms to final unit sales.

  • Experts in niche and regional markets 
  • Hands-on from planning to completion 
  • Flexible terms shaped around your site

Explore more ways we lend

From bridging and development to buy-to-let, we finance a range of property projects. Discover all our specialisms below.