Buy-to-let mortgages

Straightforward lending for new and experienced landlords, including expats and short-term lets

What we offer

We work with landlords to structure clear, scalable solutions tailored to their portfolios. 

Row of town houses

Loan details

6.99% p.a.

From rate

70%

Max. LTV

£50,000

Min. loan size

How it works

A simple step-by-step process – from enquiry to funding. 

Apply for an Agreement in Principle 

It may require a mortgage broker

Submit full application

We’ll assess your client and the property

Property valuation 

From our panel of pre-approved surveyors 

Offer and legal review

Managed by your solicitor

Loan completion

Funds released

Documents & tools

Everything you need to get started

Rates and criteria guideDownload
Buy-to-let example scenariosDownload
Buy-to-let guidelinesDownload
Residential legal fee scaleDownload
Guide to balance of fundsDownload
Valuation fee scaleDownload
Tariff of chargesDownload
Buy-to-let application process guideDownload
Intermediary agreement formApply now
Application formApply now

Consumer Duty

We meet all Consumer Duty regulations, ensuring transparency and good customer outcomes.

Meet the team

Get in touch with one of our team to find out more

Agreement in Principle (AIP) 

Start by submitting the relevant enquiry form

FAQs

What types of finance do you offer?  

We offer a range of finance options, including Buy-to-Let Finance, Regulated and Unregulated Bridging, and Light Refurbishment Finance.  

How do I find out the balance of my loan?  

You can easily find your loan balance by requesting a statement from our team. Just email us at [email protected], and we’ll assist you.  

Can I redeem my loan early before the expiry date?  

Yes, you can redeem your loan early. Just keep in mind that there may be early redemption charges, depending on your loan product. For more details, check your loan agreement. You’ll also need to instruct a solicitor to handle the removal of our charge at the land registry. 

What happens at the end of my mortgage term?  

We’ll contact you about six months before your mortgage term ends to discuss your exit plan. Please keep us updated if your contact details change. 

When can I receive my drawdown funds for a refurbishment loan?  

The agreed funds will be released in stages once we get a monitoring report from our asset manager and receive a completed drawdown notice from you. 

Can I extend my loan term end date?  

We don’t offer extensions on the fixed-rate period, but if you’re looking for alternatives or new options, just chat with our team, and we’ll help explore your possibilities.   

Can I update my personal information?  

Yes, keeping your information up to date is important. Please let us know if anything changes, such as your address or Direct Debit details, so we can make sure everything is accurate. 

What happens if I cannot make my payments or if I am experiencing financial difficulty?  

We understand that life can be unpredictable, and we’re here to help. If you’re facing financial difficulties, please get in touch with us as soon as possible so we can work together to find a solution.

Explore more ways we lend

From bridging and development to buy-to-let, we finance a range of property projects. Discover all our specialisms below.